Numbers, Facts and Trends Shaping Your World

The Changing Profile of Student Borrowers

References

Akers, Beth, and Matthew M. Chingos. 2014. Is a Student Loan Crisis on the Horizon? Washington, D.C.: Brown Center on Education Policy at Brookings.

Bailey, Martha J., and Susan M. Dynarski. 2011. Gains and Gaps: Changing Inequality in U.S. College Entry and Completion. National Bureau of Economic Research Working Paper 17633.

Baum, Sandy. 2013. The Evolution of Student Debt in the U.S.: An Overview. October. Prepared for Upjohn/EPI/Spencer Conference on Student Loans, Ann Arbor, MI.

Baum, Sandy, and Patricia Steele. 2010. Who Borrows Most? Bachelor’s Degree Recipients with High Levels of Student Debt. New York, NY: College Board Advocacy and Policy Center.

Bricker, Jesse, Arthur B. Kennickell, Kevin B. Moore, and John Sabelhaus, 2012. “Changes in U.S. Family Finances from 2007 to 2010: Evidence from the Survey of Consumer Finances.” Bulletin 98-2. Washington, D.C.: Board of Governors of the Federal Reserve, June.

Brown, Meta, Sydnee Caldwell, and Sarah Sutherland. 2014. Young Student Borrowers Remained on the Sidelines of the Housing Market. May 13, New York Federal Reserve Bank Liberty Street Economics blog.

Buchman, Claudia, and Thomas A. DiPrete. 2006. “The Growing Female Advantage in College Completion: The Role of Family Background and Academic Achievement,” American Sociological Review, Vol. 71, No. 4.

Ellwood, David T., and Thomas J. Kane. 2000. “Who is Getting a College Education? Family Background and the Growing Gaps in College Enrollment,” in Securing the Future: Investing in Children from Birth to College, edited by Sheldon Danziger and Jane Waldfogel. New York: Russell Sage Foundation.

Ewert, Stephanie. 2012. “Fewer Diplomas for Men: The Influence of College Experiences on the Gender Gap in College Graduation,” The Journal of Higher Education, Vol. 83, No. 6.

Fry, Richard. 2014. “Young Adults, Student Debt and Economic Well-being.” Washington, D.C.: Pew Research Center, May.

Gale, William, Benjamin Harris, Bryant Renaud, and Katherine Rodihan. 2014. Student Loans Rising: An Overview of Causes, Consequences, and Policy Options. May. Washington, D.C.: The Brookings Institution.

Claudia Goldin, Lawrence F. Katz and Ilyana Kuziemko. 2006. “The Homecoming of American College Women: The Reversal of the College Gender Gap,” Journal of Economic Perspectives, Vol. 20, No. 4.

Greenstone, Michael, and Adam Looney. 2013. Rising Student Debt Burdens: Factors Behind the Phenomenon. Washington, D.C.: The Hamilton Project.

Hershbein, Brad, and Kevin M. Hollenbeck. 2013. The Distribution of College Graduate Debt, 1990 to 2008: A Decomposition Approach. October. Prepared for Upjohn/EPI/Spencer Conference on Student Loans, Ann Arbor, MI.

Hinze-Pifer, Rebecca, and Richard Fry. 2010. “The Rise of College Student Borrowing.” Washington, D.C.: Pew Research Center, November.

Izzo, Phil. 2014. “Congratulations to Class of 2014, Most Indebted Ever,” Wall Street Journal, May 16, 2014.

Lee, Donghoon. 2013. Household Debt and Credit: Student Debt. February 28, New York Federal Reserve Bank.

Miller, Ben. 2014. The Student Debt Review: Analyzing the State of Undergraduate Student Borrowing. February. Washington, D.C.: New America Foundation.

New York Federal Reserve Bank. 2014. Quarterly Report on Household Debt and Credit. August.

Radwin, D., J Wine, P. Siegel, and M. Bryan. 2013. 2011-12 National Postsecondary Student Aid Study (NPSAS: 12): Student Financial Aid Estimates for 2011-12. NCES 2013-165. Washington, D.C.: National Center for Education Statistics.

Steele, Patricia, and Sandy Baum. 2009. How Much Are College Students Borrowing? New York, NY: College Board.

Woo, Jennie H. 2013. Degrees of Debt: Student Borrowing and Loan Repayment of Bachelor’s Degree Recipients 1 Year after Graduating: 1994, 2001, and 2009. NCES 2014-011. Washington, D.C.: National Center for Education Statistics.

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