Most in the U.S. say young adults today face more challenges than their parents’ generation in some key areas
About seven-in-ten say young adults today have a harder time when it comes to saving for the future, paying for college and buying a home.
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Most Black Americans say they can meet basic needs financially, but many still experience economic insecurity
Fewer than half of Black adults say they have a three-month emergency fund, and some have taken multiple jobs to make ends meet.
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A growing share of Americans say affordable housing is a major problem where they live
49% of Americans say the availability of affordable housing in their local community is a major problem, up 10 points from early 2018.
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16% of Americans say they have ever invested in, traded or used cryptocurrency
The vast majority of U.S. adults have heard at least a little about cryptocurrencies like Bitcoin or Ether.
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Amid the pandemic, a rising share of older U.S. adults are now retired
As of the third quarter of 2021, 50.3% of U.S. adults 55 and older said they were out of the labor force due to retirement.
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First-Generation College Graduates Lag Behind Their Peers on Key Economic Outcomes
College graduates without a college-educated parent have lower incomes and less wealth, on average, than those with a parent who has a bachelor’s or higher degree.
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The pace of Boomer retirements has accelerated in the past year
In the third quarter of 2020, about 28.6 million Baby Boomers reported that they were out of the labor force due to retirement.
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A third of Americans experienced high levels of psychological distress during the coronavirus outbreak
Distress levels changed little overall from March to April, but this concealed considerable change at the individual level over this period.
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About Half of Lower-Income Americans Report Household Job or Wage Loss Due to COVID-19
Only 23% say they have emergency funds that would last them three months.
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Younger Americans view coronavirus outbreak more as a major threat to finances than health
Older Americans are more likely than younger adults to feel their health is at risk, while younger people are focused on economic threats.
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